So, not sure we can assume appreciation getting equity..... eventually....You can justify the buy as an earning asset, cash flow without ever having any equity, plus on the income statement, downside on the balance sheet, would that cause any restrictions on future loans....it could.

I had the flexibility.While the competition was trying to find ways to increase revenue to cover the ever increasing holding costs through rent increases and providing fewer services, I was taking their tenants and making deposits.

However, it is easy to take the apparently abundant resource of water for granted, and most of us never stop to question whether or not our needs will ever outgrow our supply.

Does it double your response rate (immediately or ever the long term)?

EVER!

RE financing from an institutional lender is nothing to get creative with, without full disclosure of the deal.....ever.

That's the only way I've ever seen CA property taxes discounted.

Yes, I don't normally (ever) act this way.

Do you ever get any kick back from the insurance company?

Yep, first short sale the bank had ever done.