I am forced to play the devils advocate to myself and presume that nothing I know holds true any more...What is going on out there makes no sense to me - at all.  

Effective, sustainable, profitable, and delivers the optimal return on your time, skill, and money.One of my favorite Warren Buffett quotes, "Price is what you pay, value is what you receive".The investors I know that are most successful and who I most want to emulate, challenge me to focus on asking more powerful questions that will likely lead to more powerful answers.Here are some resources and areas of study that I have found to be extremely valuable.1) Public libraries & especially law libraries (nudge nudge wink wink) contract law, real estate cases and guide books that are state specific.2) Understanding title 3) Public record searching4) Studying marketing and human behavior: What influences people to say yes or no?

With purchasing my house only a year ago would it have a negative effect from the banks point of view?

:)THE FRONT DOOR APPROACH:Potential Gross income - vacancy & collection + operating income = effective gross income - operating expenses = net operating income - annual debt service = before tax cash flows***is this correct for the formula for the FRONT door approach?!?

My goal is to become their advocate and also partner with them long term with regard to this house.

I saw that inventory is down to only about 4000 homes for sale in the entire area, down from a high of 24,000.How has this been effecting your business?

The place where the effect of Actual Cash Value coverage can be felt more significantly is in the smaller losses in particular, especially with older properties.

Stop the madness and learn how to be an effective wholesaler, and watch your business grow!!

This is a very effective way to build a list in portland.

I agree in principle to keep ads in there, like to see it more effective. thanks.