@Chait Borade How did you determine your soft costs.

I have around 80k to put as a down payment, so I can hopefully afford up to 360k worth of real estate, hoping for 4 doors +.I have done some research and determined the following markets to be hot, with good job growth, and possibly within budget:-Winston-Salem, NC-Pittsburgh, PA (and maybe Indiana, PA?)

Because of the things we've been through, we have a 100% debt free/mortgage free mentality and lifestyle.

Depends on the property, price and your personal factors to determine how much you need to put down plus your closing costs.

@guifre Mora, do you have any suggestions on how to find good contractors that can help you determine how much repair will cost?

How to Determine:Step 1: o Identify the Deal Strategy Fix & Flip, Rental (Buy & Hold)BRRR (Buy,Rehab,Rent,Refinance)Step 2:o Determine the ARV (AFTER REPAIR VALUE) – Use Comparables, which are recently sold Houses in that area that are similar in Style/Structure.

A loan that is Secured by a piece of Real Estate PropertyThe funds are generally issued by Private Investors or CompaniesThe Borrower will receive Funds based off of the Property being purchasedThis is considered an All Cash Offer and TransactionTypically, the Length of Loan is a 12 Month TermA Hard Money Lender is an asset-based lenderClosing Times are generally 14 days or lessFinding ways to use other people's money along with your own is essential in Real Estate Investing, that is, if you want to be successful.You are giving yourself the ability to invest in properties you normally would not have been able to, or would have had to wait substantially longer before doing so.Depending on your Real Estate Strategy, the number of houses you can purchase and Flip/Rehab in a given time period, will determine how successful you are.

trying/Doing mental math of how long I can go before my net worth starts going down. 

Problem is, you often don't have enough info to determine that.

I believe the lenders have learned their lesson from 2008 and are going to work better with us this time instead of the us vs. them mentality.