Calculate them accordingly and determine where you stand and if particular terms make sense to make a deal work. 

I said **** that and through a lot of luck, suffering, grit and a do or die mentality, I walked out of there 3 months later before spending a month on my own in Denver while rehabbing in outpatient.

Be mentally prepared to walk away.

But....a general rule of thumb is to determine the net income and the cap rate for your area to get a sale price.

It's more about building relationships and determining what the particular lender wants to invest in.

@Chris Mason Aren't the refinance guidelines (interest rate increases, etc.) determined when you take out the loan? 

I've been reading so many real estate books that teach how to be a better investor, but now I'm trying to find books that help someone be a better person by becoming mentally strong.

Then get an elevation certificate to determine what part of the lot/structure is within the flood plain.

Sec. 1.469-5T(a) tests for a passive / nonpassive determination on the rental real estate activities, as you are doing.Respectfully, I would put this strategy on hold and go back to the code and regs. 

The questionable fees for me are:Flood Determination FeeTitle fees: Abstract fee Alta 8.1 Alta 9-06 Lenders coverage premium Settlement/escrow fee Survey feeAnd the VA Funding fee seems high, is this a set fee from the VA or is it something that can vary by companies?