Maybe you just need to check some box or put the numbers in a different spot.You aren't even posting here because you have an investment, right? 

Even though they cover all the costs, you'll still have to pay for closing expenses, about 3-5% of the loan amount.These loans are better for people who know their way around real estate, not so much for first-time buyers or those new to this game.Talk to a money expert, check out different lenders before you decide, understand all the risks, and look into other options like FHA or VA loans—they might be a better fit, depending on your situation.

You do need to check electrical, plumbing, sewer, etc.

I'm also trying to get an answer on this, but seems like there are far more assumable commercial loans than there are residential, but from what I can tell, it's just a case by case sort of thing and you have to check within the loan docs or with the original lender to find out if it applies to a specific loan. 

Finally, it was sold on May 17, 2023, for $265,000 (check it out: https://www.redfin.com/IL/Chicago/8903-S-Union-Ave-60620/home/13108431).

always background check your contractors even if you know them, always do a bring down report fully before moving forward (but after the contract is signed for purchase), get to know the neighbors they give you more insight into everything.

Don't expect a big check right out of the gate.

Always check an investor for an existing portfolio and financing in place, whether its a cash buyer check their bank statements, equity accounts, 401K etc.

It sounds like it is too late for you, but you could have conducted a separate test with another provider as a check to see if the first test was accurate or not (had the builder pay for it). 

Example - if a renter were to mail us a check, can I just give them the PO box rather than have them send it to the property address only to be forwarded to the PO box (again, only checking to make sure we stay compliant).