Ensuring clear contractual terms and maintaining good communication will help protect your interests.If you have any further questions or need more specific advice, feel free to ask!

Feel free to connect!

Caveat being that rehab costs would be extremely high relative to ARV.

As the seller I would pay for the energy audit, do the analysis on the work to be done (cost vs savings) and then market the home with a prepackaged improvement contract that would meet lender guidelines (solar, EE windows, etc). 45 day close to allow for enough time to do loan and obtain permits, occupancy COE+2. 

Financing with the HVAC company usually comes with hefty costs and interest rates.

Please feel free to connect, I would love to make new connections & chat. 

Revenue approx $450K, 45% profit.I am posting here because I am seeking a partner who can assist with financing further developments, including purchasing land and building and selling (flipping) 6 villas this year.If anyone has questions about the real estate market in Bali or is interested in potential collaboration, please feel free to reach out.

It is a question of opportunity cost. 

The seller benefits from the spread between the interest rates of the old and new loans.Agreement: Ensure a clear agreement on who will be responsible for the existing mortgage payments and how any arrears or defaults will be handled.Seller Second Mortgage:Structure: The buyer gets a new first mortgage to pay off the existing loan and a second mortgage held by the seller for the remaining balance.Consideration: This may require refinancing the existing loan, which can be costly and may change the loan terms.I hope this helped.

I have never purchased a home before but in the town I would potentially move to renting makes little sense do to the cost of housing prices.