All that does is cost you more money. 

With more and more banks limiting on how much money you can send or move, who are you banking with that you like.Wells Fargo and NFCU are off my list. 

Ideally if i can just assign the contract easy money is best. 

So your friend likes losing money?

The trick will be to find one that has enough rental income to offset the taxes so you can make some money.

Recently, I've encountered startups and companies offering quick EMD financing at high interest rates (around 3-5% per month). Are borrowers who utilize these funds typically involved in flipping properties? This seem...

Now, if this coach is going to co-GP your deal, bringing their balance sheet to secure a loan, investor connections to help raise the money, asset management skills, broker connections, etc to actually get a deal done, then maybe that is worth the share of profit, but most guru's I hear about are available for questions you bring to them, and put you through a generic course, typically with market selection information, basic underwriting education, etc.  

This will tell us how much money you can save with a refi.

The typical wholesaler is cash/hard money only, non refundable deposit, no inspection period and you pay both sides closing costs.

I also push wholesalers to create notes for their spreads vs double close or assign then get the investor to pay a little higher fee or interest for X years for the wholesaler to learn how to be a true investor and mailbox money.