Your best bet is to shop around and get bids from 3-5 different contractors to find the best pricing and experience for the job so you get a quality job done and maximize your loan dollars.

@Linda Weygant Good to know I figured there was something with confidentiality, what you said about patching them through is what I was thinking, but wasn't sure if you had to go that far.  

@Bill GulleyIf the engineer vs framer analogy were valid, no one would make any money in real estate without a 3 2 engineering degree.Your best bet is see a local re contract attorney that is in court, knows the judges, works with investors, has 20 or more years experience, has an honest reputation, etcThat is your best path.

I'd bet on sustained, moderate growth because of the massive amount of developable land.  

Find a rental property out of state would be my first bet for you.

I bet you will be able to find some deals there.Wish you the best of luck!

Cause three buildings will require more than 10% budgeted for repairs since its 80yrs old, I can bet thatAll thought $16500 per unit is not bad.

Actually for you the best bet after those first two suggestions is the fairly new Western Mass REIA that is in Springfield.  

I bet I can locate a cashflowING property in Sac.  

If someone wants to let me know their credit sucks, fine, that is confidential, but I'll address the matter in the forums with that in mind.