I wonder how common it is.

The “big” companies or those which you can sing the jingle to/see marketing on TV all the time, likely don’t have these types of insurance solutions in their product suite.Part 4 of 5: Why you should include Deductible Buy-Down Programs in your insurance policy program.There are many different reason to consider adding one, or multiple buy-down programs to your insurance protection plan.These are not all the reasons your business should consider implementing a buy-down program, BUT will give you a good understanding of who should seriously consider.1) You have a number of properties in close proximity2) Having a lower deductible is a priority for you3) Wanting to look at ways to cut premium costs4) If your insurance company is requiring you carry a substantially high regular deductible on your policyPart 5 of 5: types of Deductible Buy-Down ProgramsThere are many buy-down programs available to implement into your insurance protection plan.Depending on your business, the “best” program may not be in the list below, but the list is what I have seen more often.WindHailEarthquakeFloodHurricaneThese programs are the most common programs I have seen, BUT that doesn’t mean they’re the best out there or right for you.

A common rate is currently 7.25% for a long term loan.  

While it is theoretically possible to simply withdraw/transfer only a certain percentage ownership of the property (e.g. 20% one year, 20% the next year etc) to spread out the tax burden, this means that you would own the property as a tenancy in common.

Is there a common practice to shop this deal around (for funding) to let's say private lenders, without them theoretically stealing the deal (Property) from you?

Maybe you could rent on the rooms as separate units, with the rest remaining a common space until you decide what you want to do with it for the long term.

It's no more deadly than the common cold.That said, with all of the media hoopla about it, are you seeing any impact on your STR reservations? 

There are a lot of holes here.You typically can not evict for late rent if the PM accepts the appropriate rent and late fees.A PM should not give 1.5 months notice to move out AND file eviction...it should be one or the other.It's common for leases to automatically renew month to month after the initial lease period. 

It also includes common forms that you can edit and use.Their web site is a free resource with links to your state law but I highly recommend the book for some of the practical advice they provide.

He said rates are ranging between 4.75 - 5.75%, 20 year amortization, fixed 5 years with max 80% LTV.I’m assuming 80% LTV is most commonly the highest ratio, correct?