Hi All,I have signed a purchase and sales agreement for Bank Owned property and my rate with bank is locked and got expired on 10/16/2015.For extending the locking rate mortgage company is asking $140 for week and I am ready to close the deal but bank is saying "Trustee of Condo Association" is not giving them 6D certificate because trustee (2 unit condo, I am buying 1 unit and the other unit owner is trustee) is not ready to sign Master Insurance policy because he is claiming that he paid master insurance for last 1 year and wants to get paid before signing any document.Generally master insurance in that area costs around $1000.00 but he is saying that his master insurance policy costs him $4400.00 because previous owner claimed too many accidents on property.He is also not willing to share insurance policy and invoice with bank (he is sending all invoices for master insurance by himself and not ready to share actual invoices from insurance company) and bank wants to pay him on actual invoice and not invoice made by him.

I would highly advise anyone seeking a reputable contractor to request pertinent information from the contractor : Copy of General Liability (you can even have it setup for you to be the Certificate Holder), Ohio Workers Compensation, City Registration where the work is being performed, warranty information, contract, defined scope of work, W-9, references client and professional).

For $25 the city will provide you with a certificate of a legal non=conforming use if  a lender or othe person needs it.

One is to have a C of A(Certificate of Acceptance) this is decided upon by the state or county or city where you live.

They rely on the best available information provided on the tax certification which at that point is the 2016 taxes@George GenovezosJust a simple letter by certified and regular mail along with a copy of the Tax Proration Agreement that both of y'all signed at closing.  

I do Complete Rehab, water fire, mold damage restoration, mold inspections, (re-builds) drywall, painting, post construction cleaning, carpet installtion and tearouts, new flooring, property management, I have 11 certifications, 2 are Master Certifications.

@Michael Noto the current owner has to do all the repairs and get the inspection for certification of occupancy.I am thinking the building is fully repaired and operational. 

What doctor signed the death certificate?

I plan on joining NARPM and possibly looking into one of the certifications they offer after I am in business.

My goals are to get my certifications, learn property management and then start investing in real estate.