In my neighborhood house values have gone from the peak of 185,000 with foreclosures down to 75,000 at the bottom.Now it has gone back up to 85,000 to 90,000.Most of the foreclosures are Freddie Mac in my subdivision with a couple Fannie Mae's.I do the bare minimum to maintain the house.I am not worried about the value and simply the mortgage payment is much cheaper than rent for a similar house in the area.Eventually if you hold long enough it will rise back up to meet debt payoff.I don't see the primary residence house as my source of retirement.I see the other owners taking great care in my subdivision of their properties.This can only help the development to rebound sooner in value.

I will give you an example of what I have faced; A call that indicated "we have verbal approval on the bank approval the purchase price and we should open escrow on Monday".

Lets face it, we all probably live in houses that are FAR more than we really need.

The stain just barely made it underneath the carpet, but barely touched the pad.

Reading a lot of posts on this forum it sounds like many of you look at the whole picture and it's not always black and white… To me the 580 and the bankruptcy are unacceptable at face value, however, the 7 years, the 4.7X, and 0 late payments since bankruptcy offset those blemishes.  

And, I personally live in a Historic Home...there's nothing on the face of the planet that can be done to my home for $34 a month - much less $34 a day. 

Sometimes it’s easier to talk to them face to face.

As a CCW holder the only legal recourse I face if you notice and say something is you asking me to leave.

It's nasty stuff and a regular face mask won't cut it.Use a respirator that is specifically designed for mold, like this one:http://www.homedepot.com/p/3M-P100-Medium-Mold-and...It's short money for good protection.

So questions are, something of this size to renovate and ready to sell baring no need for severe fixing would be around 60K range?