The stain just barely made it underneath the carpet, but barely touched the pad.

Reading a lot of posts on this forum it sounds like many of you look at the whole picture and it's not always black and white… To me the 580 and the bankruptcy are unacceptable at face value, however, the 7 years, the 4.7X, and 0 late payments since bankruptcy offset those blemishes.  

And, I personally live in a Historic Home...there's nothing on the face of the planet that can be done to my home for $34 a month - much less $34 a day. 

Sometimes it’s easier to talk to them face to face.

As a CCW holder the only legal recourse I face if you notice and say something is you asking me to leave.

It's nasty stuff and a regular face mask won't cut it.Use a respirator that is specifically designed for mold, like this one:http://www.homedepot.com/p/3M-P100-Medium-Mold-and...It's short money for good protection.

So questions are, something of this size to renovate and ready to sell baring no need for severe fixing would be around 60K range?

I'm faced with bringing an action I can't afford. 

If an investor is facing financial difficulties, they can quickly liquidate their stock market portfolio with minimal, if any, costs (this exacerbates the worst investor behaviors).

Even if you never get the chance to present the proposal, you haven’t wasted any time preparing a formal presentation; the act of doing this will prepare you for answering the many questions you will face during the loan approval process.