What it does NOT take into account is style, design, those extra features that your purport may have.

When tax time rolls around you can simply give your accountant access to your account and s/he can pull all the reports and info needed directly without you having to send anything.

Subject-to is simply taking over the title and making payments.There are 2 main ways to make payments in a subject-to deal:You pay through the seller's portal - log-in and pay or change the account to yoursPay through a loan servicing company - there are companies that takes care of the payment system for you with a feeHope that helps.

We’re also seeing banks tighten credit requirements which is knocking out some buyers as well.

Put that money in a high savings account.

I didn't account for any increases in sales prices as that's never a good assumption, but I also didn't account for any decrease, as this neighborhood has not been affected very much by price declines over the wider metro area in the past 1.5 years and we have mostly leveled off. 

So to a bank, rental properties are a slightly higher risk and the terms are meant to offset that higher risk to them.Rant over.

Have a good accountant, bookkeeper, and use the right entity for the project that you are working on.

If you are developing typical multifamily banks are more excited about them than a MHP.2.

I spoke with a lender today who said their bank wasn't taking on any more commercial loans for STRs unless you had really deep pockets.