Fellow Miami resident here, I would house hack in the area you want to be in.

Say it says 3%, but the seller won't pay any of it and you can only afford 2%.

Assuming you are still well under market, then they will probably stay if they can afford it.

Hi everyone, I'm writing this post because I want to get into house flipping but I don't know how to start.

I started off with a few house hacks before I did a BRRRR here in Columbus, Ohio

I guess this leads to the question where could I find an affordable LTR based on my budget.Would really love to get some advise what an experienced investor would do.

-Ben, aspiring multifamily house hacker 

If I tried to start today with the same funds I had back in 2018 I would probably own about 10 doors.In my opinion, it is really not a great time to be getting real estate (broadly speaking) - which when you think about it is the whole reason why the Fed cranked up rates - to slow down the economy, inflation, housing sales & price increases, etc.   

You're great...you purchased a house for $335k and it's now worth $825k. 

Take the loss and sell the property and reinvest in REITs to benefits from the housing market rebound after rate drop.