These builders & flippers, etc are risking their money daily (Plans aligned, calculated) in order to grow personally, mentally, & physically.

Also how do you find lenders so that one can invest without their own personal money.

You will need to furnish them and check with local regulations to see if this is legal but if you can you will make a lot more money this way. 3.

I’m thinking of offering an option to buy in the lease maybe after three or five years with no money down and the sale price would be the low end of the Zillow estimate. 

Everything else is an attempt to lose less money. 

Sold to 1031 exchange into a pair of duplexes with no money out of pocket.

Have enough for 20% downpayment + fees+ and some more-Because of DTI, we cannot borrow money (no hard money or private money) for the new house unless we have tenants sign the contract with our current home.Does anyone have any suggestions?  

There is still good money to be made in AZ, FL, GA, TX and other states, however, picking the right submarkets is key.A very good source of local analysis is rereport.com

Michael, outside of putting money down and doing Section 8, I will also be doing Rent to Own program as well. 

Making them money for months.