@Javen Harris Hi, Javen!

@Theresa Harris.

@Harry Brodsky we just completed a gut rehab. - What was the extent of your project?

Quote from @Riley Harris: Hey, I could use some pointers on whether or not I am doing analyzing the cash flow on properties correctly (or whether or not I'm even on the right track).I'll provide an example property: 3 bed 2.5 bath townhome listed at $265,000I project that the rent should at least be $2050 (when renting rooms individually).If I offer a maximum of $250,000, then 250,000 x 0.08 (targeting the 0.8% rule) = 2000 ... so this meets that rule of thumb, now I can continue evaluating.Calculating NOI:Scheduled Rent.....2050Vacancy (5%)..........(102.5)HOA.........................(174)  [Covers lawn, water, sewer]Repairs (5%)............(102.5)Taxes........................(170)Home Insurance.....(93)Electric.....................(150)Prop Mgmt (11%)...(225.5)CapEx (10%)............(205)-------------------------------------NOI: 2050 - 1222.5 = 827.5 Income - Mortgage = 827.5 - 1264 = -436.5 Cash Flow Per MonthQuestions:- Am I analyzing cash flow accurately? 

Quote from @Theresa Harris: I get that a PM will say it is extra work to collect late rent, but if that is paid out late to the owner, they also have a cost.

Quote from @Theresa Harris: Option 1. 

@Theresa Harris  I have considered that too.  

Will all those bars and restaurants survive, and what will the landscape look like?

Harris

They need to lend money to survive.