Well, maybe they ALL don't know each other but enough do so that reputations (good OR bad) get developed extremely quickly.  

Your thoughts and advise is extremely appreciated!!!.

One fad I don't see gaining a whole lot of traction is tiny homes.  

I was extremely surprised when she told me I should approve for the Million dollars, because I guess I wasn't expecting that much, and I have to admit the % million was slightly intimidating, but I am someone who takes advantage and makes the most out of opportunities no matter how much I have to step up my goals.

Before you've owned it long enough to appear on tax returns, an investor friendly lender will just do [ rent * 75% - PITI ].Once it appears on tax returns, if you need/want to exclude the one-time rehab expenses, put it on line 19 of schedule e with the comment "see statement X," and then statement X in extreme detail lists all the repair and rehab work you did, and furthermore you can provide me with every single receipt/invoice, exactly matching the line 19 number, exactly down to the penny (so, it's best just to make each invoice/receipt be a line-item on statement X... if Contractor John gives you 5 invoices throughout the project, show me 5 line-items).Only one-time repairs/rehab can be discounted from the mortgage DTI math.

Mobile homes built prior to 1976 are extremely difficult to finance.  

There's also nit-picky details around when you specifically lock that can also make a tiny difference.  

Cash is too valuble to a investor to allow that to happen.Park your cash in a property if you are a extremely conservative investor, in which case there are far better and easier investment vehicles than real estate.

Their rates are extremely good and I'm kind of leery. 

A landlord would need to be a knowing accomplice to a crime or completely disregard working with the city for an extremely long period of time after the property was declared a public nuisance before anything near the ballpark of a home being confiscated from a private owner would take place.If there are any landlords out there who've had their homes declared public nuisances I would recommend you move to evict the tenant in that situation.