Reason being, if you have them separate then the pet deposit can only be used for damage caused by the pet and the burden falls on you to document and prove that the damage was caused by the pet.

It's hard to say what the best way to get started is, cause it differs for each person, based on location, personality, etc.

I had health issues that caused me to be off work for a couple months after surgery and will be off again for at least a couple more months after my next surgery on Dec. 2.

Anyway, I had a horrible experience - horrible tenants who completely trashed the place in a year (so badly that I had to put new carpets in AGAIN, after they had been put in the year before) and didn't even have security deposits so the money they owed in back rent and on all the damage they caused.. is still owed to me today.

It is tough to give up money to a bad tenant, but often times, you'll end up spending less doing that, then dealing with the damage they may cause in retaliation.Good luck!

I didn't see her as competition that needed to be scared away, I buy a lot of houses so a "one off" investor doesn't cause me to worry--I'll just buy the next one.

Many fixed attorney fee's and lender fee's that are not based off the loan size cause the loan to be considered high cost. 

It should not matter how he addresses you, as long as he pays the rent on time and doesn't cause any problems.Joe Gore

It just upsets me how there would be people like this out there who try to wipe out "competitors" instead of calling me and asking me to partner up since I DID have a couple leads and would be a rational thing to do but i dont care cause im very passionate in the rewards that Real Estate can bring me or in my future but i know theres another way.

It may be the tenant and court system causing the delay.