Staying active and engaging the community is of vital importance to your success and education in RE.

I did run into a couple rehab surprises for example there was 3 layers of asphault shingle and the original cedar shake shingles.

I read an article written by an attorney that suggested starting a separate management company to provide another layer of protection in the event of a lawsuit.

To me, there is nothing worse than wallpaper, especially layers upon layers.

I removed 2 layers of siding and resided.

But understanding that risk and balancing it with more and safer investments is vital.

Then it dried and forms a layer over the organic material which will greatly inhibit any further mold growth.

Plus they can be painting the same time the roofers are busy, or floor layers, blind hangers ETC.Don

Hopefully that makes sense.I have looked into using Green glue product and adding another layer of drywall but I am worried the sound is flanking through the basement or the ceiling.

If you have lower limits on your underlying policy and your retained exposure under the umbrella is greater than that, then you end up with a layer of exposure with no coverage.For example, you have a $500,000 underlying liability policy (homeowners, for the sake of simplicity) and you retain $1,000,000 under your umbrella.