That's why you see FHA APRs frequently north of 5%, because that is the blended cumulative price for the money. 

Hello @Joseph SangiminoTo answer your questions,1) Knocking down walls: do it if cost effective, can fix and blend-in the new exposed flooring.

That would give a blended rate of 35% renters in what out of towners consider "St Louis".

This is why a high single LTV loan or one where you ask a lender to provide a first and second loan the blended rate is much higher.

These three other cities are blending into each other, forming a Boise metro area.

My fund has a blended approach of cash flow and equity appreciation.  

It all seems to blend together. 

Hey Kristina, I have gotten so many different types of loans that they are all blending together now.  

The big factors in an effective mailing campaign are: 1) A quality list (the more difficult the list is to get, generally the better it is), 2) A quality, unique mail piece that gets noticed (lots of competition so you don't want to blend with everyone else) 3) Consistency (keep mailing to your prospects.  

There are also funds out that that deliver a nice return with a blend of both performing and non performing notes.