Appraisers are held out there to be these ultra qualified experts.

But the primary residence buyers who need a home are being ultra aggressive with their offers. 

Ceiling white (which is actually kind of grey if you look at it next to primer)Benjamin Moore grey owl is our go to wall colorSemi gloss ultra pure white for door and trim

It was intimidating to get started in an ultra competitive market but I found my "unfair advantage" was my flexibility to live in a up-and-coming area, put a low down payment on it, and add value myself.

., and @Chris Martin have stated it is slow going and ultra competitive at the moment.  

I don't know anywhere that is not ultra competitive and the cost of materials is not sky high and the reliability/availability of labor is good. 

Just like training for an ultra marathon where you run slow miles in practice, you should be taking a little extra time considering every opportunity.

It's worked for all of my clients even in really competitive, ultra-expensive markets like Beverly Hills.

So my question is what happens if 80% of your portfolio is generated when ultra-low financing (sub 3% interest rate) is still available.

The problem is, cheap funding is a thing of the past, as the ultra loose monetary policy from the FED is over.