As for non-bank loans, I'm familiar with a loan program that provides 100% financing, but it requires a minimum 650 credit score and proof of funds covering 12 months of interest.

They always make sure to have line(s) of credit to get them through challenging periods.

.💡 Tax AdvantagesThis is where my tax brain gets excited!

Though I am unsure how I would amortize the up front remodeling costs for P&L, tax accounting.2) Interest only loans term loans -  Would allow current owner to have cash flow on the property, without eroding the asset value. 

My company offers fast-closing, no credit/bad credit loan packages in 44 states and referrals in the other 6.

I'm looking for referrals for a custodian, tax attorney, and a CPA to set one up and advise me.

Generally, real estate wealth is built through appreciation and tax deferment.

I understand I wouldn't get the benefit of tax deductions, but what else am I missing that makes this a good deal? 

Unless the borrower is self employed and takes a lot of expenses to show lower income on their returns then it usually makes sense to pay a couple thousand a year in higher interest (you can pay like 4,000 a year in additional interest for DSCR if you are saving 30+k on your tax bill kind of math lol)

. $418,000 @ 3.125% on a 30 year fixed is $1,790.61 - what is the remaining $1,171 - taxes and Insurance?