Hi @Dav Pohote,As far as difficulty, it shouldn't be too bad seeing as you would be more than 6 months into your loan.

Two, and most importantly, I have skin in the game in both scenarios.In my line of work, my name is always on the line.

Putting my skin in the GAME!

Originally I only wanted cosmetic but I was having difficulty finding those without having to compete with many other investors. 

Also should a fire happen difficulty in getting out on those very small streets.

I also understand the difficulties associated with getting your spouse on board.

And unlike someone attempting to market time, I would say, still be investing in 2010-2012: which was a once-in-a-generation series of really great vintage years.With sponsors I personally want to see full real estate cycle experience with little to no money lost, conservative leverage, long-term debt, fixed-rate financing, high skin in the game and competitive fees. 

Hosts that want to make a decent profit get a little skin in the game, and if that means paying a bit for real data so they aren't coming back on this forum in a year asking how to save their STR, then that is what it takes.

It can develop wealth over time and generate passive income, but it also costs money and takes time to complete.Determine how much risk you can tolerate and whether you are ready to take on the obligations and any difficulties that come with being a landlord.Financial Independence Goals: Determine whether investing in real estate can help you reach your financial objectives.

Study after study have shown that default rates skyrocket when the borrower/guarantor doesn't have adequate skin in the game.