It’s been enlightening and has pushed me to work toward becoming the person my future self can be proud of.

If it doesn't cash flow, having the tenant in place doesn't do you much good, do you self manage?.

I have expressed my discomfort with them staying more than a week.

That being said, I'm part of an experienced Syndication Group who invests not only in Multifamily, but also different asset classes:  Self Storage, Mobile Home Park, RV Park, and Retail - all to diversify the investment offerings.Reach out, and the next time we have an LP capital raise, I will send you the OM (and obviously info on our company) to review.

.- SS rule - self sufficiency rule - gross rents of all potential units 2-4  X gross rents at 75% needs to meet 1:1 or 100% of the monthly PITIA payment or greater.

I also support the point of thinking at least 10 years ahead and only buy properties your future self will be happy.

If you can find smaller local banks in the market you pick they may have more unique products that they keep on their balance sheet or try and do the 5% down conventional on a 4-unit  FHA's self-sufficiency test applies to both 3 and 4-unit properties.

So it won’t matter if you forgot things like management fees (or the value and costs of your mistakes if you plan to self manage.)

Then what I would likely do is use self leveling concrete to make the surface level and flat.

I plan to self finance and do all needed repairs myself ………..