I may be getting close to a full replacement if roof leaks progress and happen with only mild to moderate rainfall.

They were popular because they were cheap, since your walls were also your roof.

I've seen lines of credit on WSJ Prime, Prime, COFI index, Treasure maturity indexes, Libor, and many others.A popular 1st lien HELOC primary is a primary and secondary residence product (non investment properties) and it can go up to 75-80% LTV which doesnt sound too high, but the max loan amount is 2,000,000 vs typical HELOC (home equity lines of credit) that cap out at 350-500k.

Without proper guidance, it’s easy to make costly mistakes that can derail your progress early on.Having access to solid resources—whether it’s books, courses, mentors, or investing toolkits—can help you navigate the unknowns.

Also willing to check on progress of renovations or give you a second opinion on any home inspection or help you find the subcontractors you need to get things done.

With the way rent rates are falling as of late, this has never been more true than right now.Selling your current home and losing that amazing rate would be a huge disservice to your progress. 

The BiggerPockets forums are a treasure trove of information—take advantage of it by asking specific questions as you progress in your journey.Plan for the Long Term: Multi-family investing is a long-term game.

I am looking for any advice on starting and progressing in my real estate career as fast as possible.

@Ryan Paltridge I have helped 3 BiggerPockets investors buy 4 STRs in Scottsdale in the last 12 months.My recommendation would be to concentrate on zip codes in popular locations that also have more non-HOA options.These would be 85251, 85250, 85257 for options near Old Town.

It's an incredibly popular change, so I'd be surprised if we don't see it again.As to the retroactive point, it's not happening.