It could take many months of cash flow to get this property to recover the negative position and reach a neutral position.  

This is for a house you're selling... what you want is to get the biggest "wow" factor for your money.Go white.. it's very neutral... if the buyers don't like white it's very easy to repaint.

I'm trying to point out any income benefits of selling owner financed vs land-lording given the person is neutral on either.thanks

., that fit your budget, keep them all neutral; and let them pick from that.

It’s completely neutral.2) Emotionally, most borrowers like to know they don’t have to put any money down.

Interest is the main factor to get the 15 year loan over the 30 year and the lower payment is the reason to get the 30 year.it is always better, in my opinion. interest rate differences between the two can be neutralized with different prepayments. no flexibility in a 15 yr.

I saw some people do that and then when rents dropped they had good buildings propping up the bad ones to be at neutral cash flow.You stick to your buying criteria.

I'm still upset that I'll be legally bound to provide a neutral reference........any way around that?

The house is cash flow neutral (zero) on a commercial loan that is on a 15 year ammortization. 

Or more neutral cash flow since I'm not making a profit in my mind....Or is this actually considered profitting because my mortgages are being paid and at the same time it's allowing me to save what money I make at my job?