.: Most Hard money likely will not be interested due to owner occupancy (OO).  

They reversed the transaction initiated by the hacker and I can withdraw the money from my account.

But that honestly looks like it is all set up to try and be a banking solution (ie, get as many users keeping money in BaseLane's bank accounts so they can make that sweet sweet float on the interest.

By creating a process, you can prevent these issues from taking place and save yourself a lot of time, trouble, and money.

Most can't and that's where money is often spent unnecessarily.

A good condo board should be saving money for larger projects as they are known in advance (eg every 25 years you need a new roof). 

To generalize broadly, most who call themselves private or hard money lenders (or any of the other euphemisms for the same thing) typically originate first-position or (rarely) second-position performing real estate loans.

You don't need to make all your money on your first deal.

You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP. 

Do the cold calling yourself and that is where the true magic is as you can see with @Peter Tverdov success at doing it and getting a ton of money out of those conversations.