The cash-on-cash return is very appealing and the entry cost is obtainable for me at this time - roughly $150k per 4plex. 

That seems way too high for me at the moment.

gonna make this short, I posted a house that I have under contract on Craigslist,I got a text from a buyer that was supposed to meet me at the home yesterday, I showed up he didn't, he claimed that he forgot, (whatever right?)

In probing for more detail, it appears to be a company policy due to the issues that Wells Fargo is having. 

When it came to financing, how much did the lender probe into your experience with your rental properties?

Then refinance with a local bank or CU after the required time. (1-2 years) Sounds you have enough meat on the bone to afford the higher temporary int. rate. 

She has an extra $160 saved up with me at this point and is constantly adding more when she can. 

Yes I'm fishing a little, but hey I like to fish.All yellow letters say a simple message "if you know anyone interested in selling, please call me at" It was a technique I heard on the second podcast about not being too assertive in your direct mail message.

They did a loan for me at that exact amount on a similar sized park in NC.

For me at least, overall it has definitely been the right move to go from SFR to MFH.