That profit will increase over time and improve your return. 

That is the issue I am having now as my wife and I have great paying jobs and just cleared all our debt.

Banks really don't understand crypto, and the ones that do hate it because it POTENTIALLY puts t hem out of a job. 

On another note, I had a lengthy conversation with VRBO last night while we both looked at one of my listings and came up some ways to improve it. 

It would be best to befriend a local contractor or even help one out on a job to see any differences from your past eight years doing it in another country.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

It might be helpful to narrow down your options by focusing and researching for markets with strong rental demand, growing job markets, and property prices that fit within your budget.

First of all, great job.

My daily job is to buy commercial real estate.

I doubt they've offered to make you whole on your investment having failed at their primary/only job of due diligence.