Even more than credit, the more experience and capital you have, the more aggressive a lender is going to be.

Quote from @Richard Bautista: Good evening,Just saw Cleveland, Ohio has relatively inexpensive houses which has the potential to cashflow.

Even with 10% down you’re “hoping” that’s all you lose if it all goes wrong. 

Another option is to put 2-3 inches of spray foam insulation then batt under that, it will assist with stopping some of the air transfer and seal it off as well.I would also check the windows in those rooms and whcih way do they face.

Of course it probably wasn’t even worth the amount owed in taxes as nothing could be built on the lot. 

And are actually making a good career educating and assisting investors to maximize the benefit of the 1031 exchange.

Yes, I am a property manager but even I use a 3rd party PM for my properties that are out of state.

its most unfortunate that you had to go through this deception and theft from someone who is considered a professional in this business. we definitely appreciate you putting the warning out about this character. as hard as it is to find a reliable experienced contractor nowadays its even harder to find one that's not a crook and a liar and that's truly pathetic.   

I’m willing to volunteer my time to assist with tasks, research, or anything that supports your business while I learn the industry.If you’re open to mentoring someone hardworking and motivated, please reach out—I’d love to connect!

Less than 2% even own real estate.