Given the pricing is the same, use the list below to eliminate the policies that do not include as many of these coverages/forms.1)  To limit your 95% of your financial risk, I would start with the following - $1M Liability, Replacement Cost, Agreed Value, Special Form, and Loss of rents.2) Secondary coverages you may want to consider if your building is susceptible to these risks, Building Law and Ordinance, Sewer Back up, Contents coverage, Flood.

I don't like the experience as much.Truila/Zillow are garbage don't waste the time.... unless it's for a backup data source. 

With retirement sthill in mind I figure if I can save up 2k a month I can generate enough saving twice a year for down payment on a rental property, create passive income there and once I have built a ness egg for myself then start my TSP back up but at this point I will have residual coming in and my debt to income ratio will be low.

But you just gave me another idea, and that is to label the wires, and the ports and take a picture and put that in the book in case someone, pet, children, etc. unplugs the wires and then I get a phone call on how to hook them back up. 

I generally don't do owner financing unless its a minimum of 3 years for multiple reasons you've included.I agree though a lease option might be a better choice in general with the info that's been spoken about, but there is a lot going on so you'd need to make sure if in 2 years this person decides not to buy you have a back up (which it seems like you might already have).

Be a creative master while you build back up!

If you plan on buying 20 unit buildings, then be sure you have a good manager and a few back ups for when that one fails or plan on managing it yourself. 

Ovens and multiple burners running together eat up a lot of power, You don't want that power running through a cord with insulation flaking off and a couple of nicks in it from routinely moving the range out of place to clean behind it.I realize that appliances costs money to replace.

With the mill opening back up and 120 new jobs headed that way, I think it's ready for a moderate boost.

In this case, have a backup plumber/handyman who can make the repairs.