Many lenders want to see insurance in place as part of their "underwriting"Are all hard money lenders participating in this chicken vs egg challenge or are there some that use common sense and have adjusted their practices to accommodate the various laws throughout the nation?

Youll need to adjust to the new reality.

I've had similar experiences with insurance companies inspecting my rental properties after purchase and making specific demands like repairs or adjusting deductibles based on their findings.

But ultimately you'll need to adjust the information for your local opportunities. 

Losing $800 monthly is going to KILL you if you don't adjust.  

I like it because it does appear to be a one stop shop for what I use it for, but its gonna take some time to adjust to the workflow. 

If you are looking for some information about the process of getting your properties lead certified in Cleveland, here is some info from my recent experience this past month.I just recently went through the process of getting two recently purchased properties tested so we can get the Lead Safe Certification, which is a requirement for landlords in Cleveland, OH. 

I've had to issue several adjustments after the fact. 

I'm a certified Salesforce administrator - feel free to reach out to me with any questions.

My initial rate back in June was 6.99% although it's adjustable and has gone up since of course.