I will admit my negotiating skills are not sharp at all which may have been a small piece of the puzzle to why I "failed" in wholesaling.

But, clearly there is some missing piece of the puzzle given the point I'm trying to make.That missing piece could be a legal exemption somewhere, it could be case law, it could be that the banks lawyers feel they can support their client's actions, or something completely different.

I know a lot from studying for the past two years, but it's like a puzzle that needs to be pieced together; hence, the need for a mentor (not saying I know everything- I expect to be learning for lifetime).

I had a lot of the pieces to the puzzle but didn't really understand how they fit together.I really appreciate the description of what the different players in the field do as well.

It is a CRITICAL piece of the puzzle to doing LOA - COOPs and SLOs.

Terry I think you're trying to fit too many puzzle pieces together from different puzzles haha.Being an agent first or setting up an entity or purchasing a multi will not necessarily hinder the others, and could all be done simultaneously.

But, I am puzzled about the depreciation term.

Initially, an investor can only handle so many puzzle pieces (analysis, market research, lending).

I was a bit puzzled, and it turns out that someone took my post and re-posted (at a cheaper rate) on Craigslist.

As I look at those listings, its puzzling to me how poor thier occupancy is, the significant numbers of bad reviews and then the responses to those reviews are not very good.