You're not seeing the real numbers which colors your perception.

My idea that J has alluded to has to do with teaching basic money based life skills that most people in a certain class of society are never taught or exposed.  

For this, we require them to abide by guidelines established by the ASPC, Humane Society, and American Kennel Club.

Fair enough but it is volatile because we're moving to an Internet Age society now.

Soliciting someone over the phone rarely works i would imagine and yea my perception of realtors has really changed this week since they basically bombed my cell phone,business phone and home number.

Hey guys I'm 16 years old looking for some ideas to make an app for both Android and iOS, what are some ideas for app that would be very useful in today's society?

If these are truly exceptional homes for the area (Company CEO/heart surgeon/society entertainment home caliber) maybe approach the top tier realtors in the area & see what you can negotiate.

And does this aspect of our society concern you at all?

As an agent in a competitive market, VA offers are already problematic due to the inaccurate but commonly held perceptions that:1) The borrower doesn't have enough money for conventional and thus is at risk of being unable to close in case of a low appraisal or income issues during underwriting.2) The VA appraisal, often called a VA inspection, will uncover arbitrary but costly problems that need to be fixed before closing.This can be compounded if buyers are trying to use some of these non-local, call-center based lenders who are unable to accommodate quick settlements.

http://www.quickenloans.com/press-room/2017/01/10/home-value-perception-reverses-course-gap-between-owner-estimates-and-appraisals-widens/