Specific property located in Minnesota, under contract this week.Other detail:- $350k purchase price and have 10% down- Personal income of $100k+- DTI is 29%- if manually underwritten: easy story to tell: was impacted by tech layoffs, credit score sunk, reemployed now in same role/industry.Thanks in advance for any leads!

I have good credit no income due to lay offs.

In fact they seem to layoff alittleThere is job growth but most of them is in Healthcare where most jobs pay less than $50KInstead of all these negative factors, Houston population is still going up but I am not seeing the purchasing power in new comers. 10 years ago new comers were to be employed in oil and gas with higher than average salaries.

Opendoor just did layoffs, changed a handful of their leaderships roles.

My first property I short sold in 2008 after a layoff and, have been renting and living with family since.

Supply shortages and price gouging for labor and materials means that the only profitable housing to build is "luxury apartments" or rows of mcmansion single family homes.Unless the government incentivizes it, there will not be any small affordable homes being built.Add in layoffs and other problems to the mix, and I feel like housing prices will never come back down.I also think the society is going to collapse within the next few years due to various factors ( reddit.com/r/collapse ) including housing prices and other prices continuing to climb, pricing out more than 50% of the population from having children or living a normal life.

Feel free to give advice, but lay off the personal attacks. 

American solar technology companies are hanging there with layoffs here and there.

Specific property located in Minnesota, under contract this week.Other detail:- $350k purchase price and have 10% down- Personal income of $100k+- DTI is 29%- if manually underwritten: easy story to tell: was impacted by tech layoffs, credit score sunk, reemployed now in same role/industry.Thanks in advance for any leads! 

However; now that we're seeing businesses leaving, big tech doing layoffs, and manufacturing going, we may see things turn around in the larger cities.