Except we do need to try and convert Dave from a Kansas State fan to an Iowa State fan, but we will try that another time. :)

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Or even more small fry like BP real estate investor that focus on $100/mo cash flow in Akron like that one lady.I frequently have these conversation, more often than Option 1 investors which I agree, tends to be new money or small investors.

Are there any cities you visit frequently or have family or friends who could check up on the property?

How frequently were they late?

@Michael Plaks I've posted on this subject frequently on BP.

Not a huge fan of dropping that much to buy the loan down to 4.5% on a rental.

@Kevin GoldmanI'm not a fan of buying in all cash - tying on all your money on a property.  

I think you will see this much more frequently going forward.

To answer your other questions I'm a huge fan and leverage.