If you're self employed, you could add it to a self directed IRA.~ Lindsey

From my research, seems like healthcare is one of the largest employers in San Antonio.

Quickly becoming more expensive than national housing average, the areas closest to major employers and the airport are in the 600-700s easily now. 

The next person is well employed with a lower credit score and is accepted.

Do the tenants have stable employment?

It's only going to get worse as the disposable income gets tighter and if there is any change to employment.  

Columbus is also home to OSU, which constantly develops real estate, employs lots of jobs, and attracts students from the US and internationally to attend.

Birmingham passed most of the "rule of thumb" criteria recommended (job growth, household income growth) but the downside is population is -18.60% since 2000, and crime is a bit on the higher side (https://www.deptofnumbers.com/employment/metros/). 

I've stayed in properties that offer a small selection of drinks or cheeses from local farms but have never seen it scaled to other aspects of the property.I'm wondering if any STR investors out there employ a similar arrangement?

Even if newer buildings can't price rents as low as yours, they might offer amenities or modern designs that attract potential tenants.Local Economic Factors: Consider local employment rates, major employers relocating, or any changes in the local economy that might impact rental demand.2.