Without going into too much detail, my current situation stems from selling a previous company via partial owner financing, only for the new owner to default on the purchase, leaving me in this position.For traditional financing, I understand I’ll need at least one, if not two, years of solid credit history, tax filings, and other financial documentation.

Traditional bank financing.

It seems like location would be especially critical with pad-split (and similar systems), but I’d love to hear your thoughts on what to watch out for in terms of zoning, safety, or demand.Also, I’ve traditionally rented out units the regular way, so I’m curious how screening tenants works for you with the pad-split (and similar) model.

Do you personally use traditional financing with BRRRR or do you pay for properties with cash?

Quote from @Karen Smith: With more investors turning to private money lenders for faster funding, what benefits have you seen from using private financing versus traditional bank loans? 

If you're purchasing a single family home you can use traditional financing like you probably did on your house or you can do a commercial loan.

.#6  Knowledge -  Know why STR is better for the landlord than traditional rentals.   

For lenders, I have access to private money lenders or if you want to go the traditional route, I recommend checking out Coast to Coast - Jeff Weller. 

So, winters are the traditional slow times for sales & rentals.

I believe this is why policy-makers on both sides of the political aisle are starting to see the promise that renewables offer over traditional forms of energy, which are becoming increasingly expensive for the government to continue propping up and bailing out.