A replacement cost should factor in depreciation.Airbnb knows exactly what they are doing when the scam hosts by not paying 100% for repair costs. 

I'm SURE you mis-spoke and meant to say, he's a close friend that I am trying to help but it was not my intention to "fix his credit".Debt Relief and Credit Repair Scams"The FTC has brought scores of law enforcement actions against these bogus credit-related services, and the agency has partnered with the states to bring hundreds of additional lawsuits"SOME CASEShttps://www.ftc.gov/news-events/topics/consumer-finance/debt...Financial Education Services (August 5, 2024 )Panda Benefit Services, LLC., FTC v.

This feels like a total scam.  

Not to mention scams are so prevalent these days, it's stressful vetting all these companies and making sure my financial info isn't getting into the wrong hands.

If anyone tells you that you can get 15% cash-on-cash it's either a scam or ultra high risk. 

There have been plenty of land scams there for years. 

I had found out then that I was being scammed.

And with the amount of scams out there regarding rental property, I would be super weary of anything requiring payment before I see it (and that includes an application fee)

Are Tyler Deveroux, Ryan Woolley, Multi Family Mindset and MF Capital a scam?

Even paying for an audiobook will be cheaper then their scam courses.