Since purchasing the home, housing market in my area has declined about 20%.

@Tanner KingWhen I analyze a house hack deal, I focus on metrics like GRM, Cap Rate, Cash Flow, House Hack Savings, and Future Rent Potential.

I get a lot of questions about housing vouchers and how you determine rent amount allowed.

What are the best areas in Birmingham to flip properties?

Good luck  Closing of the house was in late September.

If I am house hacking then what should be the insurance.

If it does go to probate, hopefully your brothers and you can amicably go the informal route vs formal (I've worked with families in both when buying properties out of probate and informal is FAR easier).Since there's no debt on the house, maybe you could sell with financing or maybe you could even buy out your brothers with financing -- that way you maintain ownership and just pay them a monthly amount.

Quote from @John Friendas: There's a house I'm considering buying with a business partner as an investment rental.

Cash out refi only if the rental income significantly exceeds the monthly payment and you want liquidity to invest elsewhere.2.You can maybe do a HELOC if you want a smaller loan that doesn’t involve refinancing the entire house.3.

Ultimately you will have to sell your house at a discount.