it also means their interest rates change with the Bank of Canada rate. 

Quote from @Sean Kirk: I'm seeing what seems to be 10%+ cap rates on roofstock.

This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.

My agent is currently finding best rates with Travelers.   

My first mortgage was almost 11% and that was a good rate.

That worked well when rates were 3.5% but that "strategy" no longer exists.

Working to figure out which route has the best conversion rates when targeting specific neighborhoods.

But higher tax rate in PG county. 

If I accept the suggested pricing opportunities it could drop my rates by $100 / night in some cases. 

There are LCOL cities with low crime rates and HCOL cities with high crime rates.