Each REI investor will have definitely grown either in knowledge, experience, or current market situations since their last podcast.I view the BP Forum posters as the free/easy entry into BP product lines. 

It's a commercial/industrial product that is primarily leased to small business owners.

Finding durable products at reasonable costs. 

I would get more details on the numbers and go through it with an experienced investor. 23% expense ratio is laughable for any apartment building, let alone an old class c product.

While it's user-friendly and fine for selling physical products, its scalability for managing multiple rental properties is limited compared to WordPress.

Quote from @Alex Patton: I know there are hundreds (thousands probably) of lenders out there that offer a DSCR product.

Let me know if you’d like specific product suggestions—I’d be happy to help! 

PenFed no longer does HELOC or related products for NOO LLC properties. 

My ultimate goal is not using my savings during this process, because I want to train myself from the onset to think creatively and not deplete my reserves instead of finding a better deal or more productive relationship.

There are also discounts to other programs and products and the community itself is hands down the best of all the groups I am in.