Most non-qm loan products will never have a 95% LTV due to the inherent risks associated with these type of loans not being traditionally backed by fannie or freddie (investment banks).

We have a commercial 30Y fixed DSCR product that may work for you.

You can generally go up to 75% LTV on these products so long as the anticipated PITI is 1:1 with the gross rent.

You know, like any other INSURANCE PRODUCT.  

Not to say that you'd pick crappy materials, but contractors with experience have manufacturers and suppliers that they know guarantee their products and that helps them know they can stand behind their work. 

I think its rare you can take a model you're doing in this are or product and just move it somewhere else or on to some other product.To me, If you have a niche that works and you're good at it and the numbers are strong,  I believe you should put everything you have into that business model and grow it and grow it fast while the getting is good. 

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?

+I've researched something called an FHA Construction loan in terms of financing this project, but it seems that most large banks don't offer that product.

When I made my earnest money deposit, in Oct, I was told production would be in 2022 and completed by 2023.

Flexibility in Loan Terms: Josh offered a unique hybrid product that let my friend lock in a portion at a fixed rate while leaving the rest variable.