Any good area so you recommend for buying a rental property ? 

So are you looking for a lender to refinance out of the owner financed note, or are you looking for a lender who will lend your downpayment behind the owner financing?

I am expecting to do 3-4 deals per year until I get to 20 properties or so and then snowball the debt so they are all paid off by retirement. 

So you're not completely anonymous.

When I tried to get it when my side of the family found out and tried tp take over reverse mortgage payments to bank because she had died it was to late so they sold the house to Hud and then other reverse mortgage companies but a relative still lives there so they can't kick them out.

so, i just encourage you to be conservative and cautious. 

I'm building some currently (so obviously I think that works). 

I understand about So Cal.

So, say, properties in your target area are selling for about $100/sq.ft.

I am interested in buying a long-term turnkey property in a nice area (I live in San Diego so this property would have to be out of state).