I'm going to have a floor guy take a look to be sure, but let's assume I can't re-sand and I'll either have to put new flooring over the old original floors or just tell the next prospective tenant, that's how the floors will be, which lowers the appeal of a very rentable apartment.   

Are you building in Old Town?   

You mentioned student housing - What schools are they near? 

While algorithms can analyze data at scale, real estate isn’t just about numbers—it’s about nuances and the most important component of real estate is understanding its value, and that to me (maybe I am old school) but can only be done by physically visiting and walking the property.So for me, factors like local market conditions, property inspections, and borrower credibility can’t be fully captured in a formula.

Great to hear you're investing in Beverly, l'm familiar with the area because l went to school at Gordon College in the Wenham area.

My head is spinning, but I guess I'm just an old school, old fart! 

Water heater is about 5 years old.

And we're talking sales MONTHS old.

Often times they are half new price, have a 1 year warranty, free delivery and free take away old appliance. 

This variation in training appealed to me vs. a weekly training held by the same person... feels too much like school.