I mentioned the banks always lose when they enter fixed contracts, so they want to balance their exposure immediately.FNMA & FHLMC were sponsored by the government to securitize mortgages and sell them on a secondary market - the purpose being to loosen/increase the cash flows available to banks for lending.

Will this plan loosen up the credit markets?

Hints to some loosening of restrictions, especially owning other properties.

As a result, there isn't enough inventory currently in our market, but I don't see investors jumping back in until it loosens up. 

Is there something/a substance we can apply to help loosen the valves?

I hope it loosens up, most of my investors aren't willing to deal with them right now. 

If a strongly worded letter might help loosen up her wallet it might be worth it to pursue.

So right now there isn’t really seasoning even for a cash out refinance like I am doing... lending has loosened up finally.

Account Closed the article was written on Dec 5 and I believe the fed loosened their reigns on the number of rate bumps forecasted for 2019 after the 2 year and 5 year treasury inverted in mid Dec.I'd be interested to see the article rewritten or amended to account for the new guidance (I think they lowered from 4 bumps to only 2 for 2019). 

Debt structure has loosened up some on commercial but not to the extent before the last downturn.