As you look to scale, just make sure to hold/build reserves for when repairs come up and take your time screening tenants as you will find a vacant unit is much less stressful than dealing with a bad tenant.

Even less if splitting the lots costs any real money. 

On these we are targeting g loans even we wouldn’t normally consider; EXCEPT for the fact that we are receiving so much collateral that we end up at 35% LTV or less.  

I have great credit but limited capital.

5C's of credit are a good framework to understand the fundamentals.

Not considering it will take years of perfect rental with no vacancy or capex just to “break even” with where they are today. 

In this case, you can use Rental Income from the units that you will not be living in and that income can count to help you qualify.FHA rates are going to be lower than conventional for you almost always, but FHA does have a 1.75% funding fee. 

I'm trying to decide if it's worth it to help me build a credit profile/score for my company which will be independent of my personal credit. 

They were perfectly acceptable 20 years ago, but now many areas are limited to one guest per calendar month. 

Transitioning from Individual Deals to a Scalable ModelScaling up your distressed property portfolio means more than just increasing the number of deals; it’s about creating effective, repeatable systems that minimize risks while maximizing returns.