Our agent is not an expert on this type of deal but suggested a short loan term of 3 or 4 years and a balloon payment and written up by a lawyer. 

.: @John C.You really need to work with a lawyer on this.

I work with a lot of high earners and have a few friends of friends that are doctors and lawyers.

Obviously, I'm not a lawyer and should consult with one before.

I recommend that you contact a lawyer to setup this process for you.  

Hi, We have five garnishments on evicted tenants in KCMO that our Lawyer is chasing, with very limited success.

A2: No, for labor only.Q3: I paid my GC via Zelle and my lawyer by credit card.

They stated that they were not a lawyer so they couldn't comment on the legalities of my question and they still worked for the bank so they couldn't give me any more info without losing their job but assured me that I was on the right track, keeping asking these questions and don't stop until you find your answer. 

I can also put you in touch with local lawyers if needed.  

It might be worth talking to a lawyer but not sure if it's small claims or worth it.Also, you might already have all of these things but for future prevention:- smart thermostat (so you receive alerts when the inside temperature dips below whatever preset you have)- Minut (or similar device) would also alert you to the inside (and outside) temperatures; for example, I have 2 devices inside the house and outside on the hot tub deck.