Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

For existing properties, you must make substantial improvements (equal to the property’s value, excluding land) within 30 months.Ensure the duplex qualifies as an OZ investment and complies with QOF rules.

In Cleveland you could also purchase a property in an area that is improving or on the border of one.

If substantial renovations or capital improvements are made in later years, those improvements may qualify for new bonus depreciation.3.

If you’re looking to finance a rental purchase, a DSCR loan could be an option, as it focuses more on the property's income rather than your personal credit score.In the meantime, you can get your current property rent ready while also working on improving your credit.

@Will Greenlee there is no perfect PM software, unfortunately.We use one of the most flexible, but it has a long learning curve and we'd still like to see many improvements.

They learn from every loss, improve their process, and move on to the next opportunity.

Has the loading or wait times improved?

Other days, sellers ghost you, deals fall apart, and you wonder if you’re even cut out for this.BUT THE ONES WHO WIN IN THIS BUSINESS DON’T QUIT.They adapt, improve, and keep pushing forward. 

Say home improvement and they will send you up to $50k at relatively low rates with no pre-payment penalties and they do not check how you spend the funds.