I have never held a mortgage 15 years (or even 12.5 years) and I have had quite a few mortgages.I claim that it is better to have the negative cash flow and use the $450k to achieve a return in excess of the 6%.  

It was a great experience that helped fuel my passion for real estate investing.Recently, I took my real estate journey a step further by earning my broker license!

The only thing they didn't reimburse was excess cleaning (they said they don't reimburse for that) and honestly, I find that as cost of doing business.  

All it's doing is applying excess cashflows in your budget to principal payment.

Real estate serves as the foundation, generating the income needed to reinvest in initiatives that preserve cultural heritage, create jobs, and support community growth.Diversified Value CreationReal Estate Portfolio: Profits from rental income, property flips, and value-add projects fuel the system.Trade Development: Integrating businesses like plumbing companies creates a pipeline for stable, high-paying careers while addressing labor shortages.Cultural Growth: Revenue is reinvested into programs that promote education, workforce development, and cultural preservation.

Opportunity Zone Tax Credits helped fuel more investments in rural and under-served markets where capital is needed, but not much is available.

Any excess proceeds not applied to the investment portion may be taxable as "boot."

I like to look for board orders, excessive fines for weeds/grass, stop orders, and unsecured premises. 

Interesting to hear that they are claiming that a lender sold all of their loans and kept the excess funds.

Can stay in the same budget and use the excess to invest or trade up.