Depending on how much more money is needed and x,y,z the insurance carrier may want to send out the adjuster to come and inspect the property.  

Often, for several hundred dollars, they will do that for you A-Z.  

So if I understand you correctly, if Person A enters into a contract with Person B to perform Job Z for $100 per hour and B billed A for 10 hours, but later A finds out that B only worked for 1 hour, that is legal. 

Not only do you risk Dodd-Frank attaching, but this could very easily be considered a consumer finance transaction (like a personal loan) - so TILA/RESPA/Reg Z as well as whatever state regulations will attach.

First, it's a plan-z measure, that if they have to take the asset back, that after all the expenses of such and what-not, there potential losses are mitigated to $0 or as close to $0 as possible.

My guess is they will change the definitions to attach TILA/RESPA/Reg Z to every seller financed transaction involving primary residences. 

Looking for something or preferably someone that can walk me through the process A-Z without delay. 

You can also hire firm like us to hire A to Z for your lease up!

Something like I want to learn from you about X, and I can help you in return by doing helping find deals, Y & Z.

That's where I would focus, not on BK or short-sale, those are X-Y-Z level plans and I'd focus on D-E-F first BUT.....