I'm finding it hard to believe that Xero doesn't have the ability to do this will all their custom reports stuff.In Xero I can't figure out how to get a view in a report how much the principal has paid down over the selected time period. 

It creates its own Vortex of customers. 

Your market is expensive, I wouldn't look for normal working class people as your target customers.

Have a clear plan on whether you’re flipping or refinancing.Resale Timeline: Luxury homes take longer to sell, so choose a lender with flexible extensions.Comps & Market Data: Lenders will scrutinize your market comps carefully—be ready with solid data.Recommended Hard Money Lenders for Luxury DealsLima One Capital (nationwide, up to $5M loans)Kiavi (formerly LendingHome, great for experienced investors)RCN Capital (offers high LTV & ARV-based loans)Dominion Financial (fix-and-flip specialist)Private Capital Investors (custom luxury financing)Key TakeawaysHard money is a great fit if you’re confident in your numbers and have a strong exit plan.Shop lenders to get the best terms.Ensure you have reserves to cover holding costs in case of a longer-than-expected sale timeline.If you need help structuring the financing package or connecting with a lender, let me know!

Now I'm not saying that to say that their customers should expect to be able to talk to a representative at their company on odd hours or anything.

I have worked with the closing team, renovation team, the property management team, and the customer service department.

It would cost me only $2300 per month which includes rent utilities furnishing and property management. she showed me one example only of a customer who profited greatly.

I have been working on customers homes doing painting and renovation for years. 

Plumbing, electrical, roof…. etc You have to know the prices (ball park) for each item. 1000 sq ft home Roof: about $6k to $8k AC : $8k to $10k Electrical : wiring : $5k to $7k (with recess light fixtures and installation of light fixtures inside and outside) Electrical panel: $3k to $5k Plumbing (full) 1 bathroom + kitchen : $6k to $8k Cabinets + counter tops: 10 by 10 kitchen (white or gray shaker): installation only: $6k to $8k ) total kitchen with material : $10k to $15k (custom will be more). 

When the builder hands us the property and it is our responsibility to customize the interior build out.